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Risk Insurance

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Yes, I agree to the terms & conditions by submitting my details above.

Note: You will be charged a small fees of 0.50 NZD for validating your card. The validation fees will be refunded back in 2 - 3 working days

  1. LEADS:  A valid enquiry (lead) is a lead with the correct email address, phone number and name. Any lead where the phone number is correct and goes to another person who is not the intended recipient can be classified as invalid.

    A lead with medical conditions previously declined by a New Zealand Insurance company is invalid; any lead taken out of cover within 45 days can be marked invalid.

    A lead that does not answer their phone or is not interested in going further is not deemed an invalid lead. Leads that have no intent or are not interested are valid. If you, the adviser, feel the lead has been unjustifiably charged or invalid in some way, we will consider it on a case-by-case basis.

    Leads found that are classified as valid leads and marked invalid by the adviser may result in the closure of the adviser's account.
  2. BILLING: All leads confirmed as valid will be deemed purchased and will be billed to your credit card after 72 hrs. A complete billing report is available in your portal, which will be emailed to you. Leads are provided at between $65 and $77 plus GST Life and ACC leads are $77, IP, MRI and Trauma are $70 and Medical $65 Plus GST

  3. LEADS: You can pause your leads for up to 30 days at any given time. We only pause leads once a week; this is done every Sunday. We require 72 hrs notice to pause your leads or account.

  4. YOUR ACCOUNT: If you wish to cancel your account, we require 72 hrs' notice or until all your leads are paid for in full (whichever comes first) If you wish to pause your leads for more than 30 days in any given 12 month period we will charge $150 per month* You can pause your account up to seven days four times per year at no charge. All data extracts are charged at $200 if required. We will charge your card $250 set up once your first lead appears. Once 31 leads have been bought; we will refund your set-up fee of $250 * if advisers are waiting for a seat, we reserve the right to discontinue your account if your account has remained stagnant for more than 30 days. We will let you know in advance.

  5. OWNERSHIP: Leads are owned by the adviser, or the person/company that paid for the leads, should the adviser cancel their account, the adviser is given 30 days to remove their data; otherwise, it will be deleted or become the ownership of Fly Me High Limited. All IP is owned by Fly Me High Limited. No content, process can be used, copied or duplicated in any form without the prior permission of Fly Me High Limited

  6. WEBSITE & IP: You have a licence to occupy the following sites www.comparelifecover.co.nz,
    www.compareincomeprotection.co.nz, www.comparemedicalinsurance.co.nz and www.comparemortgageinsurance.co.nz and comparemedicalinsurance.co.nz for 30 days from when your last lead was purchased. At the end of 30 days, your licence will expire. Fly Me High Limited manages, on your behalf, the content, information, logos, CRM and images. You approve the use of all content on these sites and automations.

  7. LIABILITY & ADVICE: Fly Me High Limited accepts no responsibility for advice given to the customer from your contact with the prospect. By joining up to these leads, you agree to all content on the website and is not limited to the use of your

  8. YOU UNDERTAKE: You agree to use your FSP number in the disclosure section of the website and agree to the use all logos and material displayed, and, or sent on your behalf. A full copy can be supplied on request.
    YOU AGREE: By entering your details and pressing SUBMIT and/or paying for a lead, you accept these terms and conditions and any updates that have been notified to you. These terms and conditions may be subject to change; if they do, we will notify you via email.
  9. Unpaid leads: All leads that are declined on your card are charged a $5 processing fee at the discretion of our accounts department. All leads will be processed to your card for up to 30 days of the failed payment attempt. If, after 30 days, the leads are unpaid, we will either invoice you for payment to be made within seven days or will be handed to a third party for collection. You will be responsible for all collection fees (max of 25% of total collection amount plus collection fee of $50 plus GST) we use EC CREDIT CONTROL.

    Note: You will be charged a small fee of 0.50 NZD for validating your card. The validation fees will be refunded back in 2 - 3 working days.