Mortgage protection vs income protection in New Zealand: which keeps your financial future safe? Imagine this: You’re working hard to build your life—paying the mortgage, supporting your family, and planning for the future. Suddenly, an illness or accident leaves you unable to work. The bills…

ACC vs Income Protection Insurance: Why It Matters for Every Kiwi ACC vs Income Protection Insurance is a topic every New Zealander should understand, because the difference can mean everything for your financial security. Picture this: Jess, a freelance designer from Christchurch, spends her days…

Income Protection for Self-Employed isn’t just another policy—it’s your financial lifeline when life throws you off course. Picture this: it’s a crisp June morning in Wellington. A freelance graphic designer, Emma, reaches for her favourite ceramic mug… and her shoulder seizes in a painful spasm….

Imagine earning NZ$1,150 a week—then falling ill and finding ACC only offers you NZ$393/week, leaving a NZ$757 shortfall every single week. In 2025, Best Income Protection Insurance NZ isn’t optional—it’s your financial lifeline. Whether you’re a salaried employee, self-employed, a parent, or a business owner,…

Why Income Protection Cover in NZ Matters in 2025 Imagine waking up tomorrow and realising you can’t work — not for a few days, but for weeks, months, or longer. Maybe it’s due to a serious illness, injury, or mental health crisis. Now imagine that…

Income protection insurance in NZ is more than a backup plan — it’s your financial safety net when life takes an unexpected turn. Imagine this:  You wake up one morning with a serious illness or injury. Suddenly, your income stops. But your bills?  They don’t…

Redundancy in New Zealand can strike without warning — one day you’re checking your inbox, and there it is: A meeting invite. No context. Just the subject line: “Important Discussion Regarding Your Role”. By midday, you’re being told your job is no longer needed, not…

Redundancy doesn’t knock — it just shows up.  And when it does, the financial pressure can hit fast. Even if you receive notice pay or support from Work and Income, that may not be enough to cover your mortgage, bills, or basic living costs. That’s…