Income Protection Myths Debunked: What Every Kiwi Needs to Know
Income Protection Myths can leave even the most prepared Kiwi dangerously exposed when illness or injury strikes. Income protection insurance replaces up to 75% of your pre-tax earnings if you can’t work—bridging the gaps left by ACC’s accident-only cover, public healthcare’s treatment-only scope and personal…
Income Protection for Young Adults in New Zealand
Income Protection for Young Adults: What It Covers When it comes to Income Protection for Young Adults, your ability to earn a wage is your single most important asset. After all, over a 40-year career, the average Kiwi could earn around $2 million. But what…
Key Person Insurance in New Zealand: Essential 2025 Guide
Imagine you run a small business here in New Zealand — perhaps you’re a sole trader, or you have a handful of employees. Your business success depends heavily on you and maybe a few key people who bring skills, clients, or leadership to the table….
Income Protection vs Trauma Insurance: 2025 Comparison Guide
In New Zealand, ACC covers accidents but leaves a significant gap when it comes to serious illnesses and disabilities related to sickness. That’s why comparing income protection vs trauma insurance is so important—each policy fills a different financial need when you can’t work or face…
Redundancy Insurance NZ vs Income Protection Insurance – Expert Tips
Understanding redundancy insurance NZ vs income protection insurance is crucial for New Zealand workers facing both job loss and health-related income risks. With redundancy rates rising in specific industries and ACC covering most work-related injuries, choosing the right cover ensures financial resilience. This article compares…
Choosing the Right Income Protection Waiting Period in New Zealand
When it comes to income protection insurance, one of the most important—but often overlooked—things you’ll need to decide is your waiting period. In simple terms, the income protection waiting period is the time you’ll wait from when you first become unable to work because of…
How to Save on Income Protection Insurance Premiums in 2025
Why Income Protection Insurance Premiums Matter in NZ Income Protection Insurance Premiums are a small price to pay when compared to the financial risk of losing your income. For many New Zealanders, their ability to earn an income is their greatest financial asset. If an…
The Income Protection Insurance Tax Deduction -2025 Guide
In life, unexpected illnesses or accidents can prevent you from working and earning an income, and that’s where income protection insurance comes in. This type of policy is designed to replace a portion of your income if you’re unable to work due to health-related issues,…
How to Claim Income Protection Insurance in New Zealand: 2025 Guide
With thousands of income protection claims filed in New Zealand each year, understanding how the system works is more important than ever.”If you’ve invested in income protection insurance, you’re likely aware of its essential role in securing financial stability during challenging times. But when the…