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    Protecting Debt in Your Business

    Protecting Debt in Your Business

    by Neil Johnson August 12, 2019

    Running a business can have many challenges, especially in the start-up phase. So once you get yourself going, how can you protect not only your livelihood but the livelihood of those that depend on you? When you think of business insurance your first thoughts may…

    Business Insurance
    The Importance of a Buy/Sell Agreement

    The Importance of a Buy/Sell Agreement

    by Neil Johnson August 12, 2019

    If you run your business in a partnership, have you thought about what might happen if a key shareholder passed away or became too disabled to continue working in the business? It is important to ask yourself how your family, or theirs, would be paid…

    Business Insurance
    Key Person Insuranace

    Key Person Insurnace

    by Neil Johnson August 12, 2019

    Have you thought about what would happen to your business if a key shareholder or employee were unable to work due to death, a serious illness or accident? If your business relies on a small number of key people for a majority of business revenue,…

    Business Insurance
    Shareholder agreement

    What happens to your business debt if you unexpectedly lose a shareholder?

    by Neil Johnson August 12, 2019

    Many businesses use debt as a form of finance. Usually, in securing this debt the bank or lender would require a personal guarantee from one or all of the business owners. If one of your business partner’s suffered a serious illness and couldn’t keep working…

    Business Insurance

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