Income protection insurance in NZ is more than a backup plan — it’s your financial safety net when life takes an unexpected turn. Imagine this:  You wake up one morning with a serious illness or injury. Suddenly, your income stops. But your bills?  They don’t…

Redundancy in New Zealand can strike without warning — one day you’re checking your inbox, and there it is: A meeting invite. No context. Just the subject line: “Important Discussion Regarding Your Role”. By midday, you’re being told your job is no longer needed, not…

Redundancy doesn’t knock — it just shows up.  And when it does, the financial pressure can hit fast. Even if you receive notice pay or support from Work and Income, that may not be enough to cover your mortgage, bills, or basic living costs. That’s…

Do you want to know how to check your Kiwi Saver account balance? It’s actually relatively easy. In this blog post, we will walk you through the steps of checking your balance online. How do I check my Kiwisaver in 4 simple steps Figure out…

Which of these statements do you believe is correct? If I have ACC Cover Plus or Cover Plus Extra, I’m covered for lost earnings compensation if I’m ever out of work. Private insurance and ACC are one in the same. There’s no way I can…

With coronavirus being the hottest topic in the media, you may be wondering what would happen to you if you needed to claim on your income protection if you could not work due to contracting the virus in question. For those with existing income protection,…

Income protection insurance is a special type of insurance where you receive a regular income if you get injured in an accident or come down with a severe illness. You will continue to receive income from the insurance company until you’re well enough to go…

Income and mortgage protection are some of the more complex types of cover in the marketplace as there are many optional extras and variables that can affect your premiums such as; payment periods and benefit wait periods. As a rule of thumb, the longer the…

Income Protection for Self-Employed When it comes to running your own business there is usually no such thing as sick leave. If you have to take a day off due to illness, it is usually yourself that absorbs the cost. In saying that, the odd…