Income Protection for Self-Employed: 2025’s Best Plans
Income Protection for Self-Employed isn’t just another policy—it’s your financial lifeline when life throws you off course. Picture this: it’s a crisp June morning in Wellington. A freelance graphic designer, Emma, reaches for her favourite ceramic mug… and her shoulder seizes in a painful spasm….
Comparing Best Income Protection Insurance NZ (2025 Update)
Imagine earning NZ$1,150 a week—then falling ill and finding ACC only offers you NZ$393/week, leaving a NZ$757 shortfall every single week. In 2025, Best Income Protection Insurance NZ isn’t optional—it’s your financial lifeline. Whether you’re a salaried employee, self-employed, a parent, or a business owner,…
How Much Income Protection Cover In NZ Do You Really Need ?
Why Income Protection Cover in NZ Matters in 2025 Imagine waking up tomorrow and realising you can’t work — not for a few days, but for weeks, months, or longer. Maybe it’s due to a serious illness, injury, or mental health crisis. Now imagine that…
What Is Income Protection Insurance in NZ? 2025 Guide for Kiwis
Income protection insurance in NZ is more than a backup plan — it’s your financial safety net when life takes an unexpected turn. Imagine this: You wake up one morning with a serious illness or injury. Suddenly, your income stops. But your bills? They don’t…
Redundancy in New Zealand: Know Your Rights and Protect Your Future
Redundancy in New Zealand can strike without warning — one day you’re checking your inbox, and there it is: A meeting invite. No context. Just the subject line: “Important Discussion Regarding Your Role”. By midday, you’re being told your job is no longer needed, not…
Redundancy Insurance in NZ: Why Do You Need It?
Redundancy doesn’t knock — it just shows up. And when it does, the financial pressure can hit fast. Even if you receive notice pay or support from Work and Income, that may not be enough to cover your mortgage, bills, or basic living costs. That’s…
How do I check my Kiwi Saver?
Do you want to know how to check your Kiwi Saver account balance? It’s actually relatively easy. In this blog post, we will walk you through the steps of checking your balance online. How do I check my Kiwisaver in 4 simple steps Figure out…
Top 7 Tips to Saving On Your Insurance
Tips on saving with Income Protection Insurance TIP 1: LIFE INSURANCE PREMIUMS One thing that gets to most people is when insurance premiums go up. This is the most common scenario for life insurance policies. However there is another option called level premium. These policies…
Difference between Private Insurance and ACC
Which of these statements do you believe is correct? If I have ACC Cover Plus or Cover Plus Extra, I’m covered for lost earnings compensation if I’m ever out of work. Private insurance and ACC are one in the same. There’s no way I can…
Will Coronavirus Affect my Income Protection or Redundancy Cover?
With coronavirus being the hottest topic in the media, you may be wondering what would happen to you if you needed to claim on your income protection if you could not work due to contracting the virus in question. For those with existing income protection,…