Income protection insurance is a special type of insurance where you receive a regular income if you get injured in an accident or come down with a severe illness. You will continue to receive income from the insurance company until you’re well enough to go…

Income and mortgage protection are some of the more complex types of cover in the marketplace as there are many optional extras and variables that can affect your premiums such as; payment periods and benefit wait periods. As a rule of thumb, the longer the…

Income Protection for Self-Employed When it comes to running your own business there is usually no such thing as sick leave. If you have to take a day off due to illness, it is usually yourself that absorbs the cost. In saying that, the odd…

Income protection insurance – As with most insurances, to apply for any type of cover, the very first step will be completing an application form for your chosen provider. Each provider will have their own set of questions, but generally all insurers will require basic…

What is Income Protection Income Protection protects your income by providing you with a monthly benefit if you are unable to continue working. For example, if you were unable to work due to a serious accident or illness, either temporarily or permanently, income protection insurance…

What is the difference between indemnity insurance and agreed value cover? Don’t worry we get asked this question a lot. Knowing which type of income protection may suit you can be difficult as it depends on many factors such as whether your income is likely…

As a Kiwi, if you’re self-employed or an employee, you have a level of income protection in the event of an accident at work. However, the key word in the acronymn ACC, is of course accident. What happens when you can’t work because of a…